Loan Journey

We personalise the loan journey for you

At Infinity Centre, we believe in getting to know our clients, build strong relationships with them and be with them every step of the way.

That is why we have created 'your personalised loan journey' and when you embark on a finance application with Infinity Centre, you can take comfort in knowing we are with you, helping make the process as smooth and stress free as possible, every step of the way.

  • Step 1

    Understanding your requirements

    We will embark on our journey together.

    We will discuss your requirements and objectives and collect the information necessary to effectively undertake a preliminary assessment.

  • Step 2

    Recommend & agree on loan options

    We will complete the preliminary assessment based on our conversations to date and information you have provided.

    We will then present you with a range of suitable options for you to choose from.

  • Step 3

    Formalise our engagement

    Once you have decided on what lender and product you would like to apply for, we then formalise our engagement by signing a credit proposal.

  • Step 4

    Progress your loan application

    We then prepare your application for finance and have you sign the lender application confirming what loan options you are applying for.

  • Step 5

    Submit your loan application

    We will then go ahead and submit your application for finance to your lender of choice.

  • Step 6

    Loan assessed by lender of choice

    During this step, your lender will assign your application to a credit assessor who formally assesses your application and situation as a whole.

    They may seek clarification on some things.

  • Step 7

    Loan assessment outcome

    Your assessor will then deliver their assessment outcome.

    This is where you could gain pre-approval, conditional approval, unconditional approval or even a decline for finance.

  • Step 8

    Accept lender offer

    If you are successful in your application, we then work together to meet any conditions the lender has requested, and then your loan documents will be issued.

    Once you execute the loan documents, we then send them back to the lender.

  • Step 9

    Pre settlement activities

    We will work with your real estate agent, conveyancer and insurance company to make sure everyone is ready to settle on your loan.

    We help guide you through this to make it smooth sailing.

  • Step 10

    Your loan has settled

    Congratulations!

    Settlement is now complete and you are now a home owner.

  • Infinite

    Relationships

    Now that your loan has settled, you can take comfort in knowing that not only did we help you on your journey, but our relationship can continue for many years to come.

    You now have a broker, who can help you with any or all of your financial dreams in the future.

    At Infinity Centre - we are all about creating infinite relationships.